If you’re reading this article, chances are that at one point or another you’ve been on the receiving end of incessant collections calls, harassing mail correspondence, threats of repossession or even wage garnishments and levies. It’s a terrible feeling to know that you’re in trouble...
For the most part, credit issues tend to be more common among lower income individuals. With less to spend, good money management and budgeting become paramount, but this can be difficult. When money is tight and every dollar is accounted for it can sometimes feel like money is...
In recent years we’ve seen big name credit card companies offering some amazing perks as incentives for establishing a line of credit. These incentives range from airline and airfare credits to hotel points and more. This year, however, credit card companies seem to be reaching...
Summer is swiftly approaching and along with it comes the travel season. For travel and convenience, why not try something new? Your credit is precious and good credit comes with a price. One way to preserve it is to give your credit cards a rest and...
The world we live in relies on credit. Therefore, having poor credit can quickly make life exceptionally challenging. High profile and high paying employers often refuse candidates who fail to meet credit screening requirements. Banks resist offering loans and financing to individuals with poor credit...
