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  • APR: Pay Attention to This Number Before You Finance Anything Far too often, people decide to borrow money based only on the amount of the monthly payment. Have you ever done this? You look at the monthly payment for a car, for example, and decide......

  • Budgets are more than just paying your bills on time…a budget is also about determining how much you should be spending and on what. The 50/20/30 rule, also called the 50/30/20 budget, is a proportional guideline that can help you keep your spending in alignment......

  • You’re feeling good about your new job interview. If you nail this job it will quench the thirst your career has been craving. You’re confident and you’ve been practicing those interview questions all night. You even purchased a new suit for this specific occasion. As......

  • Financial Infidelity and financial abuse is real and it appears that millennials are falling victim to it. According to Black Enterprise, A hearty 60% of millennials proclaim that their significant other has concealed debt and taken advantage of money to control a romantic relationship. A......

  • “I Do.” Two of the most magical and meaningful words a couple can say to one another. Their significance binds them together in a matrimony that is holy, perpetual, and permanent. When a couple takes marriage vows they enter into a covenant relationship. The nature......

  • Any mother or father can attest to the fact that the joys of parenthood are many. Too numerous to count. So much so that we spend our kid’s entire childhoods just trying to keep up! Back in “the day” proud mom’s and dad’s would follow......

  • When the holidays arrive they bring cheer, warmth, and bright spirits. Family and friends travel from near and far to share quality time and delicious food with those that matter most. The holidays are a time for giving. For some, however, they are also a......

  • Grappling with poor credit is an equal opportunity issue. Regardless of your income or socioeconomic bracket poor credit can plague any of us if we’re not careful. With less expendable funds, however, good money management and budgeting do become more important and more difficult. When......

  • “If I only knew then what I know now, what would I have done differently?” This is a question every individual must ask themselves when moving from economic instability to financial adulthood. If you’ve had trouble managing your debt as a result of poor choices or unfavorable circumstances it......

  • Henry Ford said these famous words that have lived on in history, “Whether you think you can or you can’t, either way you’re right.” Mind over matter is a principle that the most successful and accomplished individuals live by daily. Impulsivity often leads to poor......