“I Do.” Two of the most magical and meaningful words a couple can say to one another. Their significance binds them together in a matrimony that is holy, perpetual, and permanent. When a couple takes marriage vows they enter into a covenant relationship. The nature...
Your credit report is more than simply a tool for potential creditors and lenders to determine your credit worthiness. It contains a plethora of personal data you can leverage to improve your financial life. Here are four ways you can use your credit report to...
You may have heard about the sky scraping credit scores of others. Knowing that credit scores can reach into the 800’s, there is no doubt that the burning question in your mind may be, “How can I get there?” The good news is that excellent...
You haven't checked your credit score in a while, and you have finally decide to do it. To your horror, it is much lower than you anticipated. In previous years you would have been much less concerned, “I’ve got time to build my credit” you...
Being in business is about the bottom line. The business of credit, financing, and loans is no different. Creditors and lenders typically do all they can to avoid writing off debt. They know that with the proper motivation people can usually come up with some way...
Surely we've all been in situations where we apply for credit hoping to be approved but are curved by the words, "You'll get a letter in the mail detailing the outcome of your application." How reliable is the credit scoring system anyway? Credit scoring systems...
Debt settlement describes the agreement between a consumer and a lender, financier, company, or institution to consider a debt resolved or “settled” upon payment in full at a lesser amount than what is actually owed. This is an alternative to other forms of debt management...
