"If I only knew then what I know now, what would I have done differently?" This is a question every individual must ask themselves when moving from economic instability to financial adulthood. If you've had trouble managing your debt as a result of poor choices or unfavorable circumstances it...
“I Do.” Two of the most magical and meaningful words a couple can say to one another. Their significance binds them together in a matrimony that is holy, perpetual, and permanent. When a couple takes marriage vows they enter into a covenant relationship. The nature...
Grappling with poor credit is an equal opportunity issue. Regardless of your income or socioeconomic bracket poor credit can plague any of us if we're not careful. With less expendable funds, however, good money management and budgeting do become more important and more difficult. When...
Any mother or father can attest to the fact that the joys of parenthood are many. Too numerous to count. So much so that we spend our kid’s entire childhoods just trying to keep up! Back in “the day” proud mom’s and dad’s would follow...
Your credit report is more than simply a tool for potential creditors and lenders to determine your credit worthiness. It contains a plethora of personal data you can leverage to improve your financial life. Here are four ways you can use your credit report to...
According to the St. Louis Federal Reserve, the American government, businesses, and people are nearly $60 trillion in debt. It is reported that private debt makes up the large majority of this deficit. We live in a culture where capitalism is King. It has become socially...
You may have heard about the sky scraping credit scores of others. Knowing that credit scores can reach into the 800’s, there is no doubt that the burning question in your mind may be, “How can I get there?” The good news is that excellent...
Lift one hand if you've heard the term “Credit Score” before. Lift the other if you’ve ever heard the word “FICO”. If you have both hands in the air, you are very good at following directions! A little humor is good for the soul. But, misunderstanding...
Maintaining a high credit score is the best way to get what you want or need without having the cash immediately available. If we're honest with ourselves, there have been times when we've all wanted something we couldn't actually afford to purchase outright. This is where...
"If I only knew then what I know now, oh the things I would have done differently!" Many young adults find themselves pondering these words when moving from economic instability to financial adulthood. If you've had trouble managing your debt as a result of poor choices or unfavorable...
