Credit is a quantifiable form of trust that is extended based on past performance. FICO, credit score, and credit reports are all terms used when discussing your financial reputation and trustworthiness as a borrower lending information into one document known as your credit report. Based...
“I Do.” Two of the most magical and meaningful words a couple can say to one another. Their significance binds them together in a matrimony that is holy, perpetual, and permanent. When a couple takes marriage vows they enter into a covenant relationship. The nature...
Financial Infidelity and financial abuse is real and it appears that millennials are falling victim to it. According to Black Enterprise, A hearty 60% of millennials proclaim that their significant other has concealed debt and taken advantage of money to control a romantic relationship. A new survey by...
Budgets are more than just paying your bills on time...
APR: Pay Attention to This Number Before You Finance Anything Far too often, people decide to borrow money based only on the amount of the monthly payment. Have you ever done this? You look at the monthly payment for a car, for example, and decide to...
If you agreed to pay for and did not, then you fit the profile of being a higher risk. Lenders will look at your history of borrowing and repayment. Your credit score will be a direct reflection of this. Since this rating is a direct...
Lift one hand if you've heard the term “Credit Score” before. Lift the other if you’ve ever heard the word “FICO”. If you have both hands in the air, you are very good at following directions! A little humor is good for the soul. But, misunderstanding...
"If I only knew then what I know now, oh the things I would have done differently!" Many young adults find themselves pondering these words when moving from economic instability to financial adulthood. If you've had trouble managing your debt as a result of poor choices or unfavorable...
Raise one hand if you’ve heard the term “Credit Score” before. Raise the other hand if you’ve ever heard the word “FICO”. If you have both hands in the air, you are very good at following directions! A little humor is good for the soul....
For the most part, credit issues tend to be more common among lower income individuals. With less to spend, good money management and budgeting become paramount, but this can be difficult. When money is tight and every dollar is accounted for it can sometimes feel like money is...
