Establishing healthy credit is attainable for everyone who desires to have it. Credit repair is an economically intelligent decision because your credit report affects everything from loans and insurance to employ-ability. Whether the blemishes on your credit report are due to inaccurate reporting or negligence...
If you’re reading this article, chances are that at one point or another you’ve been on the receiving end of incessant collections calls, harassing mail correspondence, threats of repossession or even wage garnishments and levies. It’s a terrible feeling to know that you’re in trouble...
For the most part, credit issues tend to be more common among lower income individuals. With less to spend, good money management and budgeting become paramount, but this can be difficult. When money is tight and every dollar is accounted for it can sometimes feel like money is...
Debt settlement describes the agreement between a consumer and a lender, financier, company, or institution to consider a debt resolved or “settled” upon payment in full at a lesser amount than what is actually owed. This is an alternative to other forms of debt management...
