If you’re reading this article, chances are that at one point or another you’ve been on the receiving end of incessant collections calls, harassing mail correspondence, threats of repossession or even wage garnishments and levies. It’s a terrible feeling to know that you’re in trouble...
For the most part, credit issues tend to be more common among lower income individuals. With less to spend, good money management and budgeting become paramount, but this can be difficult. When money is tight and every dollar is accounted for it can sometimes feel like money is...
Debt settlement describes the agreement between a consumer and a lender, financier, company, or institution to consider a debt resolved or “settled” upon payment in full at a lesser amount than what is actually owed. This is an alternative to other forms of debt management...
In recent years we’ve seen big name credit card companies offering some amazing perks as incentives for establishing a line of credit. These incentives range from airline and airfare credits to hotel points and more. This year, however, credit card companies seem to be reaching...
Summer is swiftly approaching and along with it comes the travel season. For travel and convenience, why not try something new? Your credit is precious and good credit comes with a price. One way to preserve it is to give your credit cards a rest and...
The world we live in relies on credit. Therefore, having poor credit can quickly make life exceptionally challenging. High profile and high paying employers often refuse candidates who fail to meet credit screening requirements. Banks resist offering loans and financing to individuals with poor credit...
Read Carefully Before Enrolling into ANY Credit Repair Company … Lots of Instagram and Facebook Fuss over this company! Over the years, the credit repair industry has earned a bad reputation – and rightfully so. There are many companies out there whose only intentions are to...
Doing the same thing and expecting different results is the definition of insanity. As you begin to clean up your credit report, it is always a good idea to begin taking the proper measures to avoid the same mistakes in the future. Request your free...
Knowing the right thing to do is not always an easy decision. When it comes to caring for, managing, and improving your credit it may be difficult to determine whether on not you need help. If you’re not sure if you would benefit from professional...
