Credit is a quantifiable form of trust that is extended based on past performance. FICO, credit score, and credit reports are all terms used when discussing your financial reputation and trustworthiness as a borrower lending information into one document known as your credit report. Based...
"If I only knew then what I know now, what would I have done differently?" This is a question every individual must ask themselves when moving from economic instability to financial adulthood. If you've had trouble managing your debt as a result of poor choices or unfavorable circumstances it...
Good credit is the economic reward of good stewardship. Borrow…repay…repeat. It is this very cycle that boosts credit scores into the 800’s (did you even know FICO scores could go that high?). While you may have heard about the sky scraping credit scores of others, there is...
“I Do.” Two of the most magical and meaningful words a couple can say to one another. Their significance binds them together in a matrimony that is holy, perpetual, and permanent. When a couple takes marriage vows they enter into a covenant relationship. The nature...
Financial Infidelity and financial abuse is real and it appears that millennials are falling victim to it. According to Black Enterprise, A hearty 60% of millennials proclaim that their significant other has concealed debt and taken advantage of money to control a romantic relationship. A new survey by...
When the holidays arrive they bring cheer, warmth, and bright spirits. Family and friends travel from near and far to share quality time and delicious food with those that matter most. The holidays are a time for giving. For some, however, they are also a...
Henry Ford said these famous words that have lived on in history, "Whether you think you can or you can't, either way you're right." Mind over matter is a principle that the most successful and accomplished individuals live by daily. Impulsivity often leads to poor...
Budgets are more than just paying your bills on time...
Grappling with poor credit is an equal opportunity issue. Regardless of your income or socioeconomic bracket poor credit can plague any of us if we're not careful. With less expendable funds, however, good money management and budgeting do become more important and more difficult. When...
APR: Pay Attention to This Number Before You Finance Anything Far too often, people decide to borrow money based only on the amount of the monthly payment. Have you ever done this? You look at the monthly payment for a car, for example, and decide to...
