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  • Spring is in the air! At this time of year it’s always nice to take a little time for refreshing the wardrobe that we’ve been recycling all winter long. New colors, more vibrant patterns, and lighter fabrics are all in order. New threads don’t always......

  • WHAT IS CREDIT? To put it plainly, credit is trust. Credit, credit report, credit score “Oh my!” These are all terms dealing with your financial reputation and trustworthiness as a borrower. Companies gather information about your spending habits, if or when you pay your bills late......

  • Most reasonable people here in the U.S. would agree that living in societal groups makes the responsibilities of daily life easier to handle. While good and bad both flourish, individuals share the benefits and burdens of the actions of others. In this type of a......

  • Despite what you may have believe or have been told, there is plenty you can do to cleanse your credit and keep it clean. Let’s take a few moments to discuss the importance of protecting your credit and the many ways in which you can......

  • Traditionally, when we think of personal credit and our own credit history our primary concerns are those items that may reflect poorly on us. Negative reports from previous lenders, creditors and other agencies can cause a credit score to plummet quickly. However, the process of......

  • Now that the hype of the holidays is the rear view, this is a great time for financial recalibration. When they are used responsibly, credit cards can be a very valuable financial tool. In most cases, they are more convenient and safe to carry than......

  • Maintaining a high credit score is the best way to get what you want or need without having the cash immediately available. If we are honest with ourselves, there have been times when we’ve all wanted something we couldn’t actually afford to buy outright. This is......

  • Goal setting and resolutions are hallmarks of a new beginning. A new career, investment, season, and often a new year are launched with intention and purpose to achieve. What new financial goals and habits are you challenging yourself to in 2018? In what ways are you......

  • This time of year, it’s always a pleasure to be able to surprise friends and loved ones with the most coveted gifts and items on their wish lists. For some, this is not always feasible. Borrowing money, for most people, is a fact of life. Interest......

  • Any mother or father can attest to the fact that the joys of parenthood are many. Too numerous to count. So much so that we spend our kid’s entire childhoods just trying to keep up! Back in “the day” proud mom’s and dad’s would follow......