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  • Traditionally, when we think of personal credit and our own credit history our primary concerns are those items that may reflect poorly on us. Negative reports from previous lenders, creditors and other agencies can cause a credit score to plummet quickly. However, the process of......

  • Now that the hype of the holidays is the rear view, this is a great time for financial recalibration. When they are used responsibly, credit cards can be a very valuable financial tool. In most cases, they are more convenient and safe to carry than......

  • Maintaining a high credit score is the best way to get what you want or need without having the cash immediately available. If we are honest with ourselves, there have been times when we’ve all wanted something we couldn’t actually afford to buy outright. This is......

  • Goal setting and resolutions are hallmarks of a new beginning. A new career, investment, season, and often a new year are launched with intention and purpose to achieve. What new financial goals and habits are you challenging yourself to in 2018? In what ways are you......

  • This time of year, it’s always a pleasure to be able to surprise friends and loved ones with the most coveted gifts and items on their wish lists. For some, this is not always feasible. Borrowing money, for most people, is a fact of life. Interest......

  • Any mother or father can attest to the fact that the joys of parenthood are many. Too numerous to count. So much so that we spend our kid’s entire childhoods just trying to keep up! Back in “the day” proud mom’s and dad’s would follow......

  • When the holidays arrive they bring cheer, warmth, and bright spirits. Family and friends travel from near and far to share quality time and delicious food with those that matter most. The holidays are a time for giving. For some, however, they are also a......

  • Grappling with poor credit is an equal opportunity issue. Regardless of your income or socioeconomic bracket poor credit can plague any of us if we’re not careful. With less expendable funds, however, good money management and budgeting do become more important and more difficult. When......

  • “If I only knew then what I know now, what would I have done differently?” This is a question every individual must ask themselves when moving from economic instability to financial adulthood. If you’ve had trouble managing your debt as a result of poor choices or unfavorable circumstances it......

  • Henry Ford said these famous words that have lived on in history, “Whether you think you can or you can’t, either way you’re right.” Mind over matter is a principle that the most successful and accomplished individuals live by daily. Impulsivity often leads to poor......