Author: AMB CREDIT FAMILY

WHAT IS CREDIT? To put it plainly, credit is trust. Credit, credit report, credit score “Oh my!” These are all terms dealing with your financial reputation and trustworthiness as a borrower. Companies gather information about your spending habits, if or when you pay your bills late or...

Most reasonable people here in the U.S. would agree that living in societal groups makes the responsibilities of daily life easier to handle. While good and bad both flourish, individuals share the benefits and burdens of the actions of others. In this type of a...

Traditionally, when we think of personal credit and our own credit history our primary concerns are those items that may reflect poorly on us. Negative reports from previous lenders, creditors and other agencies can cause a credit score to plummet quickly. However, the process of...

Maintaining a high credit score is the best way to get what you want or need without having the cash immediately available. If we are honest with ourselves, there have been times when we've all wanted something we couldn't actually afford to buy outright. This is...